New design and updated technology gives borrowers best deal.
ATLANTA, August 24, 2005 - Amerisave Mortgage, one of the nation's leading online mortgage companies, launched an enhanced Web site that
offers borrowers easier navigation capabilities and swift rate searches - all in an effort to help customers proceed through the mortgage
approval process with confidence and ease.
"We've improved the performance of our backend systems to make the borrowing process easier for the consumer," said David Herpers, chief
marketing officer at Amerisave. "Our Web site allows customers to search for rates quicker, achieve interest rate quotes and even guaranteed
closing costs."
The cleaner, more refined look of the Web site, which eliminated the use of pop-up windows due to consumer preference, is part of Amerisave's
commitment to providing customers a streamlined shopping experience. The company's online mortgage system can quickly scan hundreds of
complicated variables for many lenders and provide real-time, accurate estimates to consumers from a wide variety of lending sources instantly.
In addition, Amerisave's proprietary software offers potential borrowers both anonymous and secure shopping. While other online lenders
often sell customer information, personal information provided to Amerisave stays with Amerisave - and that kind of information security
is a huge boost to consumer confidence in online borrowing.
"We know that our customers want to get free information and they want it anonymously," said Herpers. "We also know that the mortgage
borrowing process can be daunting, so we've made it easy."
Customers can easily obtain immediate answers to questions about how much money they can borrow, and how much it will cost them to
borrow it. The rates and information are guaranteed not only to be real-time and accurate, but also the most competitive. With the
company's "Sure Fee," a multitude of fees are bundled into one easy to understand fee. "Customers told us over and over that understanding
closing costs was difficult, so we simplified the process with SureFee," said Herpers.
"Sure Fee" guarantees in writing, all closing costs over which Amerisave has control, such as origination fees, discount points and
processing fees. This fee is guaranteed not to change, whether the closing date is 15 days or 90 days from the date of the estimate,
and Amerisave is so confident with this estimate, the company created a $300 guarantee that their mortgage rates and fees could not
be beat anywhere else. That guarantee still applies today.
"Because of our improved systems, we have a money-back guarantee," said Herpers. "Our goal is to give potential borrowers exactly what
they are looking for from the moment they visit the new Web site: www.amerisave.com, until their signatures confirm a closed deal."
Amerisave Mortgage, headquartered in Atlanta, is one of the nation's largest, privately held financial services companies. Amerisave is
licensed in all 50 states and DC and provides the processing, closing and customer service of loans. Amerisave has closed over $6 billion
since January 2003. Amerisave currently acts as a lender and as a broker and therefore has access to an infinite number of loan programs,
from prime refinance to sub-prime purchase, even home equity lines of credit. Amerisave's technology enables it to instantly search
rates and loan program from multiple lenders allowing loan officers to find the lowest cost mortgage available. Additionally, loan
officers are able to pull a credit report, analyze the customers request against dozens of lenders underwriting guidelines all in real
time. For more information about Amerisave, visit www.amerisave.com or call 1-866-970-7283.
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