Read what customers say about our level of service.
Posted: 09/07/08 6:10 PM
james kreitner is amazing. he made me feel comfortable right away, and was patient with all my questions, which he answered thouroughly. i was impressed by his efficiency, and imediate attention to my case. he was very prompt on keeping me right up to date with the progression of my loan approval, and to my surprise managed to get it approved without a cosighner. he also kept my fees down, as he explained each fee to me. i am a first time buyer, and i had alot to learn. therefor the whole process was overwhelming and very stressful. jim put all that at ease. he is very trustworthy, and if i borrow again, he's my guy. as well i will recomend him to anyone i hear of that needs a loan. so i don't know how anything could have been done better, this was an excellent job. sincerely, kelly stanford
Posted: 09/07/08 5:30 PM
Mr. Covey has been awesome. He has returned my calls promptly, always professional and very helpful. He is an asset to your company
Posted: 09/07/08 11:03 AM
Glenn is knowledgeable about the loan process and has made great suggestions for buying proposals.
Posted: 09/07/08 6:23 AM
The process has been very easy and has not been stressful. My loan advisor, Ron, and my loan processor, Anna, have been very pleasant to work with. They have let me know exactly what I need and when I need it. This has been much easier than dealing with our local bank when we did our original mortgage financing. I will recommend Amerisave to anyone that I know who is looking to re-finance. Thank you for giving us peace of mind! Michelle Biddle, Oklahoma
Posted: 09/07/08 1:09 AM
Your company works as a team to get you good and fast service.. . .
Spreads between mortgage backed securities and treasuries have narrowed so far this morning following news over the weekend of the government takeover of Fannie Mae and Freddie Mac. Mortgage backed securities determine mortgage rates and the movement in the market this morning should help improve rates.
The unemployment rate rose from 5.7% in July to 6.1%, its highest since 2003. Non-farm payrolls also dropped in August by 84,000, more than expected. Typically, negative economic news benefits mortgage rates as investors shift money from stocks to bonds.
The Institute for Supply Management (ISM) released their manufacturing index this morning indicating a slight contraction from July's report. In the report, most industries reported paying higher prices when compared to July. Typically, mortgage rates tend to increase as inflationary pressures increase.
The Standard & Poor's/Case-Shiller U.S. National Home Price Index fell a record 15.4% from second quarter 2007 to second quarter 2008. While these price declines are significant, the report did mention that the pace of the declines was slowing; indicating that some markets may be trying to bounce back. Las Vegas, Miami and Phoenix remain the weakest markets while Boston, Charlotte, Dallas, and Denver show the most strength.